Disability Benefits And Workers' Compensation Insurance In New York


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WORKERS' COMPENSATION & DISABILITY

For Clients Convenience, GTM now offers New York Disability Insurance, helping clients comply with the New York Disability Benefits Law (NY DBL).

SAVE TIME AND EFFORT

Let GTM do the work. Getting DBL insurance through GTM Employment Benefits Brokers makes compliance with the Disability Benefits Law easier than ever and is just another one of many value-added benefits of outsourcing payroll with GTM Payroll Services!

THE LAW

DBL is a special section of the New York Sate Workers Compensation Law, protecting workers from non-occupational injury or sickness. All employers in New York State who employ one or more employees on each of 30 days in a calendar year becomes a covered employer and must provide this coverage effective at the end of four consecutive weeks following the 30th day of employment until four weeks after termination. This is a benefit that protects workers 24 hours a day, seven days a week, for non-work related accident or illness, including pregnancy.

WORKERS' COMPENSATION (NY only)

GTMs affiliate company, GTM Employment Benefits is a NYS Licensed Broker in Property & Causality Insurance and brokers Workers Compensation Insurance through 7 different Workers Compensation Insurance Companies including: AIG, The Hartford, Cardinal Comp., 1st Cardinal and Travelers.

All clients are required to have Workers Compensation Insurance when employing an employee in NYS. As a broker, GTM works on your behalf to shop quotes from various carriers to providing you with the most competitive and pre-qualified options
WC rates are set by NYS, however from time to time the rate can be less expensive based on discounts and payment history
Based on the clients need for safety counseling or claim processing, the service relationship can be further developed and expanded
GTM offers a Pay-As-You-Go feature, where GTM will process select client premiums on your behalf based on the carrier selected
GTMs Workers Compensation Report saves our clients time when an auditor or other agent performs annual payroll review